- You should hire a lawyer, likewise the insurance company. Your goal is to hire a qualified lawyer who is experienced in suing insurance companies. You should also make sure the lawyer has good references and recommendations.
- Your lawyer and the lawyer for the insurance company will investigate and examine facts and the history of the dispute through a process called “discovery”. Discovery involves exchanging documents and conducting “depositions”. A deposition is a formal fact-finding process, under oath, conducted by the insurance company’s lawyer.
- You and the insurance company spend money on court costs, experts, discovery and travel.
- At some point during the case, your lawyer will prepare you for a “deposition.” When you are a “deponent”( an individual who under oath or affirmation, gives an out-of-court testimony in a deposition), you swear to answer questions truthfully. Your lawyer should protect you from unfair questions during a deposition by making “objections.”
- If you do not settle, and your case goes to trial, you will be required to be a witness and testify in court.
- A lawsuit can take several years to resolve. You will have to be patient and wait for the outcome.
- You should be able to trust your lawyer to handle the case with occasional “check-ins” to keep you posted on the status.
- You most likely will have to participate in mediation/settlement discussions.
- You will have to weigh settlement offers and make decisions throughout the case.
Read Also: Can you sue an insurance company
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